According to the regulations of the Ministry of Education of the People's Republic of China and those of Shandong University, all international students of SDU are required to purchase the Comprehensive medical insurance in mainland China (hereinafter referred to as the medical insurance). Medical insurance will be purchased by the CSC for CSC full-time scholarship students and the remaining students are required to pay by themselves, otherwise SDU will not allow enrollment. International students who purchase medical insurance can enjoy the related claims service after illness, injury or hospitalization, otherwise they will pay the full medical expenses.
1. How to buy medical insurance?
(1) CSC full scholarship students
After enrollment, CSC full scholarship students’ insurance will be bought by the CSC unified once confirmed by SDU.
(2) The rest of the international students
The rests of the international students are required to purchase insurance at their own expenses.
Premium: RMB 400 / half year or RMB 800 / year
2.What is included in the medical insurance?
(1) Out-patient treatment
In accordance with the provisions of the social medical insurance department of Shandong Province, in case the amount exceeds 650 RMB, the exceeding part will be paid by the medical insurance payments in the proportion of 85%, as long as it is an allowable, necessary and reasonable medical expenses, and the daily cost of outpatient shall not be over 600 RMB. As to the cost of health care drugs, cosmetic correction, physical examination, and getting the right lenses for one's eyeglasses and other non-category treatment can not be reimbursed.
In the event of a serious illness or chronic illness before this insurance is paid, the insurance company shall not be liable for the payment of insurance premiums.
(2) Accidental injury
If the medical expenses incurred by an international student who is treated in outpatient treatment or accident, the medical expenses will be paid in accordance with the medical expenses that may be reimbursed by the local social medical insurance department within 180 days from the date of the accident.
International students who have been diagnosed by the hospital to be hospitalized for accidental injury or illness, the reasonable inpatient medical expenses will be paid in the proportion of 100%.
The insurance company shall not be liable for the payment of the insurance benefit if the student has a serious illness or chronic disease before the insurance is effected.
(4) Death / disability
International students in SDU will accrue death benefit or accident benefit to death or accidental disability.
Notes: Please refer to http://www.lxbx.net for details of insurance liability and liability exemption.
3.Where to see a doctor?
(1) Public hospitals
If international students in SDU need treatment, please go to the public hospital for treatment. The reason is that treatment in private hospitals can not obtain insurance claims. The main public hospitals in Jinan include:
1) Jinan Central Hospital
Address: 105 Jiefang Road, Lixia District, Jinan, Shandong Province, China
2) Qilu Hospital of Shandong University
Address: 107 West Culture Road, Jinan, Shandong Province, China. Post Code: 250012
3) Shandong Provincial Hospital
Address: General Hospital: 324 Jingwuweiqi Road, Jinan, Shandong Province, China. Post Code:250021
Address: 9677Aoti middle Road, Lixia District, Jinan, Shandong Province, China Post Code: 250014
4) Shandong Province Qianfoshan Hospital
Address: 16766 Jingshi Road, Lixia District, Jinan, Shandong Province, China Post Code: 250000
5) Affiliated Hospital of Shandong University of Traditional Chinese Medicine
Address: No.42 Culture West Road, Lixia District, Jinan, Shandong Province, China
6) The Second Hospital of Shandong University
Address: 247 Beiyuan Street, Jinan, Shandong Province, China
Notes: International students must bring their passport when they go to the hospital. International students will not be reimbursed if they are treated in the ward of the public hospital's branch, that is, the foreign patient's ward, VIP ward, private room, single room, special diagnosis ward, or wards of the same level.
(2) Shandong University Hospital
It is suggested that you first visit the Shandong University Hospital if you are not seriously ill because public hospitals in Jinan are generally overcrowded with patients. If necessary, you can transfer to the above-mentioned public hospitals.
Shandong University School Hospital:
1) Central Campus Address: No.91 Shanda North Road, Lixia District, Jinan
2) Baotuquan Campus Address: West side of Student Apartments in the campus
3) Qianfoshan Campus Address: West side of the main building
4) Software College Campus Address: West side of the Library
5) Xinglongshan Campus Address: West side of the Teaching Building, and north of Nanshan Neighbourhood
Hospital emergency medical treatment and accidental injury shall first be paid by the international students themselves, and then claim for insurance company according to the requirements after; if hospitalization is needed, he or she shall apply for hospitalization, by calling 4008105119 within 24 hours. If they are in accordance with the claim requirements, you will be provided with the appropriate medical, hospital counseling and medical expenses advance or guarantee services.
4.How to obtain insurance claims?
(1) After the end of the treatment, please prepare the required compensation materials as follows:
1) Before seeing a doctor, please call 4008105119 for medical consultation.
2) Certificate of accident, in case of a traffic accident, please submit a liability conformation of traffic accident issued by the traffic unit. And if other accidents happen, please also submit relative certification materials.
3) Bank account information includes account number, account name and name of the deposit bank.
(2) Claim materials sent to:
Hotline：400 810 5119/010-59731813
(3) Access to claims
If the claim conditions are met, the insurance company will transfer the claim money to the bank account provided by the student within two weeks after the claim material is received. If it has not been received, please call 4008105119 .